Helpful Guidelines For On-Line Shopping

Posted By: Ann Richards · 11/27/2012 12:24:00 PM

 

I love shopping on line for heavy presents.  That way I never really have to carry the item too far.

It’s a convenient way to shop as long as you are cautious.   Here are some suggestions for keeping you safe while you shop. 

  1. Always check the name of the site and web address to make sure it’s correct  … Hackers often times use names similar to those of established retailers in order to get your financial info. 
  2. Look Out For Domain Extensions like .ru, .cc or .cn (instead of .com), because they’re not often used by legitimate retailers.
  3. Don’t shop on public computers … Shared computers that can be found at hotels, libraries and other locations can be infected with spyware or have keystroke loggers installed.  These programs report your credit card info to whoever installed them.  It’s even unadviseable to use unsecure wireless networks that are made available at various locations such as coffee shops and fast food restaurants.
  4.   Verify That The Site Is Secure … Look for “https” in the address bar … or … look for a tiny padlock icon in the lower right-hand corner of your browser before you check out to confirm that the site has a certificate verifying its identity as an online business.  If you receive a pop-up warning, it’s best to avoid the site.  It’s also best to avoid sites that don’t list contact phone numbers. 
  5.  If It Seems Too Good To Be True, It Probably Is … Stick with well known companies or research a lesser known site through the Better Business Bureau or Angie’s List.
  6. Name, Address, Phone Number, and Credit Card Numbers Only … Never give out your social security number, bank routing numbers or driver’s license number.
  7. Don’t Pay With A Debit Card …
  8. Keep Track Of Your Statements … If you are overcharged … call the retailer and ask them to correct the error.  If they’re not willing to do so … contact your credit card company and they can help resolve the problem. 
  9. Don’t Reload Confirmation Pages That Fail To Load … A site could accidentlly charge you multiple times if you keep trying to reload a confirmation page.  Instead, contact the retailer directly to make sure your order went through. 
  10. Download An Anti-Phishing Toolbar … These are tools that track down fraudulent sites and alert you if you visit one that appears to be asking for info under false pretenses.  Many are free.  Try Netcraft or MyWOT.com for protection.

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